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Thank you for visiting New Life Home Loans website.

We make every effort to keep our information accurate, however, because of daily changes in interest rates, mortgage programs, and financial regulations, the details on this website are for informational purposes only, and are not necessarily accurate, complete, or relevant for today’s mortgage conditions. The loan programs and terms on NewLifeHomeLoans.com are all subject to approval according to the applicant’s credit, income, debt and personal situation, and are subject to change without notice, including access to and use of the information provided on this site.

Because of individual financial and personal circumstances, and the geographical nature of mortgage loans, all mortgage products, and services, including fees, regulations, and rates may vary. New Life Home Loans will not be held liable, in any way, for damages or loss, indirect or consequential, including the loss of information, data, or money, because of the use of this website.

While facts found on this website provides you an understanding of what loan programs are available, the most reliable way to determine your ability to acquire a mortgage loan, with its accompanying interest rate and fees, is to discuss your personal financial situation and desired outcome with a mortgage consultant, who can identify the best program, and outline the available interest rates, fees and requirements to close your loan.

Monthly payment amounts, APRs, fees, rates, points, and loan origination data provided on NewLifeHomeLoans.com are examples only and based on user input and/or limited information. Other factors that help determine the final terms of your loan include: the appraisal value of your home, actual credit score, personal financial information including income and debt, as well as additional circumstances that are unique to your situation. Each of these components may cause your loan payment to increase or decrease.

If you have chosen an ARM loan, you have the possibility of a rise in your mortgage rate annually, after a fixed initial period. For example, a 5/1 ARM would include a five year fixed interest rate, and a possible annual increase until the maximum interest rate has been reached.

“Get My Rate,” information displayed on our website is provided by Lender Price, a third party loan pricing data provider. This pricing information may be slightly delayed from actual market pricing. The interest rate is based on the information you provided.

Interest rates can change at any time and are only estimated until you complete our online application, and your application is approved.

“The Home Value Report” available on our website is provided by HouseCanary, a third party valuation data provider. The projected market, valuation and financial information, conclusions and other information contained in this report are based upon tested methodologies for accuracy. However, such information and conclusions are not definitive forecasts, appraisals or opinions of valuations. All such information and conclusions are stated in terms of probability of likelihood based on market factors and information submitted, and such information and conclusions are not guaranteed by New Life Home Loans and should not be construed as a certified appraisal or valuation, or investment advice, or relied upon for critical decision making.

There are many websites on the internet that link to NewLifeHomeLoans.com, including social media platforms such as Facebook, Twitter and more. The inclusion of a website link to New Life Home Loans, does not imply our endorsement or recommendation of the information provided in the referring website. Information found on those referring websites has not been reviewed or approved by Mew Life Home Loans. We make no guarantees, offers, or representations, expressed or implied, about the information given on other sites, including details regarding programs, products, or services. If you choose to follow the recommendations given on referring websites, you do so of your own free will, and at your own risk.

For information on how your information is used, see our Privacy Policy.

Updated: April 2023

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